Capital Investors
Have you considered Rehab Loans?
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SNG Capital, a premier Private lender, makes loans for the purchase and renovation of 1-4 family properties, apartment buildings, commercial property, and strip malls throughout the country. We also will refinance investor properties to access equity for the borrower has. All private notes are private money secured by first mortgages or deed of trusts. Due to the track record of our high yields, SNG Capital often receives inquiries from private individuals, lenders and other financial institutions interested in learning how to achieve the attractive returns of Private Lending. To assist our investors, we have provided some general information below. We hope you find it both helpful and educational. |
For Investors:
Consistent double digit returns in all of our funds
Fully secured investment
Deep knowledge of our market niche
Investment transparency
Strong reporting with audited financial statements
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The SNG Capital Lending ModelAt SNG, our investors are concerned with the preservation of their Capital. Thus, SNG Capital has developed rigorous proprietary underwriting criteria and processes. In underwriting loans, SNG Capital conducts a comprehensive review of both the prospective borrower as well as the specific property. We only make loans to borrowers and that are collateralized by residential properties in loan amounts not exceeding 65% of the After-Repair Value.
Our rehab borrowers typically very experience real estate investors who have credit scores ranging from 580-800+ with an average credit score of over 700. SNG Capital is not in the business of making loans to sub-prime borrowers. Borrowers must also have sufficient capital to put into the deal as well as adequate liquidity to fund interest and the repair reserves. SNG Capital only loans to high credit quality borrowers who have a significant amount of their own capital at risk and sufficient reserves to fund the deal to its successful completion.
SNG Capital only makes loans on certain types of real estate and up to a maximum of 65% of the After-Repair Value of a property. All loans are short term – typically between 6-12 months – and collateralized by residential, multi family or commercial properties strictly in first lien position.
After loans are made, SNG Capital continues to actively monitor the outstanding deals. Our dedicated and experienced team utilizes systems to monitor and safeguard existing loans on a continuous basis; including unannounced site visits. |